Auto Loan Calculator

Estimate your monthly car loan payments, including taxes, fees, and extra payments to see how you can save on interest.

How to Use the Auto Loan Calculator

  1. Enter the Auto Price (the total price of the vehicle).
  2. Enter the Down Payment, Trade-In Value, and any Owed on Trade-In or Cash Incentives if applicable.
  3. Provide your state’s Sales Tax percentage and any Title/Registration/Fees.
  4. Enter the Annual Interest Rate and Loan Term in months (e.g., 60 for 5 years).
  5. If you plan to make extra payments, enter the Extra Monthly Payment amount; otherwise, leave it as 0.
  6. Click on the Calculate button to view detailed breakdown: net price, tax, standard monthly payment, payment with extra amount, total interest, and term savings.

Benefits of Using Our Auto Loan Calculator

Frequently Asked Questions

An auto loan calculator estimates your monthly payments, total interest, and loan term based on your car loan details.

Extra payments reduce your principal faster, lowering the total interest paid and shortening your loan term.

Yes, our calculator is fully responsive and optimized for all devices.